Balloon Loan
Best if you want lower monthly repayments and you're confident in your ability to save along the way.
- Lower monthly repayments
- Larger amount owing at the end
- Suits people comfortable setting money aside during the loan
Your best matched loan is
Guaranteed Future Value Loan
Best if you like upgrading regularly and want certainty about your vehicle's value at the end of the loan.
- Lower monthly repayments^
- Guaranteed Future Value at the end
- Option to trade in and upgrade, keep the vehicle, or return it
- Ideal for drivers who enjoy switching to newer models
Standard Loan
Best if you want to own your vehicle outright, pay less interest overall, and prefer predictable repayments.
- Higher monthly repayments
- No lump sum at the end
- Less interest paid over the life of the loan
Important Information
* The guidance shown here is based solely on the answers you have provided and is general in nature. It does not take into account your financial situation and should not be treated as personal financial advice. Before making any decisions, consider seeking independent financial advice to ensure the option you choose is right for your circumstances.